3 Ways to Improve Your Credit Score and Save Money

A good credit score can make a real difference in your life, whether it’s getting a loan, buying a car, or renting an apartment.

If you are trying to improve your credit score, it’s essential to know what a good credit score is and the steps to getting one.


What is a Good Credit Score

Your credit score is a number in the range from 300 to 850, and Americans with a credit score above 670 have a “good” credit score.


How To Improve Your Score

Understanding “what is a good credit score” is the first step towards improving it. Here are three tangible steps to help you improve your score.


1. Get a Handle on Your Bill Payments

 Some ways to get a handle on your bill payments are to: - Create a budget - Set due-date alerts - Automate your bill payments


2. Don’t Use Up All Your Credit

Your credit utilization ratio refers to the portion of your credit limit that you’re using at any given point in time.


3. Consider Debt Consolidation

The benefits of a debt consolidation loan are that you no longer need to worry about making multiple payments and instead focus on one monthly deadline.


To start, you can go to one of three major credit bureaus to check your credit report for free. Your credit report provides a history of your financial activity.

The Best Way to Check Your Score


Slight changes in your credit score are regular and can happen for several reasons.

Why Your Credit Score Changed

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